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Licensing

State Lender Licenses

LoanWyse is a d/b/a of OptionWide® Financial Corporation and is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commi ssion, Equal Credit Opportunity, Washington, DC, 20580.

LoanWyse, is a licensed mortgage lender. National Mortgage Licensing System (NMLS) ID 1724453.

For licensing information, go to:www.nmlsconsumeraccess.org


Active License
Not Licensed
  • AZ:
    Licensed by the Department of Financial Institutions #BK-1001150
  • CA:
    Licensed by the Department of Real Estate ID 2058503
  • CA:
    Licensed by the Department of Business Oversight under the California Finance Lender Law #60DBO92924
  • CO:
    Mortgage Company Registration by the Division of Real Estate 2018
  • DC:
    Licensed by the District of Columbia Department of Insurance, Securities and Banking No. MMLB1724453
  • FL:
    Florida Licensed as a Mortgage Lender by the Office of Financial Regulation No. MLD-1885
  • GA:
    Mortgage Lender License/Registration #72135
  • ID
    Idaho Mortgage Broker/Lender License #MBL-2081724453
  • IL:
    Licensed by the Illinois Department of Financial and Professional Regulation, Mortgage Banking Division License No. MB 6761481
  • IN:
    Mortgage Lending License issued by the Indiana Department of Financial Institutions
  • MD:
    Licensed as a Mortgage Lender by the Commissioner of Financial Regulation No. 06-24437
  • MI:
    1st Mortgage Broker/Lender/Servicer License #FL0023313
  • MN:
    Licensed by the Minnesota Department of Commerce # MN-MO-1724453
  • NC:
    North Carolina Mortgage Lender License #L-218458
  • OH:
    Ohio Residential Mortgage Lending Act Certificate of Registration #RM 804664 000
  • OK:
    Mortgage Lender License #ML014215
  • OR:
    Oregon Mortgage Lending License ML-5805
  • PA:
    Pennsylvania Mortgage Lender License #95011
  • SC:
    South Carolina BFI Mortgage Lender/Servicer License #MLS-1724453
  • TN:
    Tennessee Mortgage License #1724453
  • TX:
    Texas Savings and Mortgage Lending Mortgage Company License NMLS No. 1724453 *
  • WA:
    Washington Consumer Loan Company License #CL-1724453
  • WI:
    Wisconsin Mortgage Banker License #1724453BA

Click Here for DSCR Business Purpose Commercial Exemption by State


All loan applications are subject to underwriting guidelines and approval. Not all programs are available in all areas. Other restrictions may apply.

* TEXAS NOTICE:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Illinois Notice:

For Cook, Cane, Will & Peoria Counties
The Commissioner Illinois Department of Financial and Professional Regulation (IDFPR)
555 West Monroe Street, 5th Floor
Chicago, IL 60661
Phone#: 888-473-4858

Last updated: 10/15/24