Rates & Matrices
InvestorWyse+
High FICO DSCR - No Ratio
- Minimum FICO 700
- DSCR Down to 0.8
- Loans up to $3mm
- Purchase/R&T up to 80% LTV
- Cash-Out up to 75% LTV
- First-time Investors OK
- No DTI/Employment Verified
InvestorWyse
DSCR - No Ratio
- Minimum FICO 640
- DSCR Down to 0.75
- Loans up to $3.5mm
- Purchase up to 80% LTV
- R&T/Cash-Out to 75% LTV
- First-time Investors OK
- No DTI/Employment Verified
AltWyse
Alternative Documentation
- Minimum FICO 660
- Loans up to $4mm
- Max Cash-Out Unlimited
- Purchase up to 90% LTV
- Cash-Out up to 80% LTV
- 30 & 40-Year I/O Available
- Multiple Qualification Options
CommercialWyse
5+ Units DSCR - No Ratio
- Minimum FICO 700
- Loans up to $2mm
- Cash-Out up to $1mm
- Purchase up to 75% LTV
- 5-8 Units Residential
- 2-8 Units Mixed Use
- Min DSCR >= 1. 0
ITINWyse
For ITIN / DACA Borrowers
- No SSN or Citizenship OK
- Minimum FICO 660
- Loans up to $1.5mm
- 15-Year & 30-Year Fixed
- Max DTI to 50%
- Cash-Out as Reserves
- Interest Only Available
PrimeWyse
High Balance | Full Doc
- Minimum FICO 660
- Loans up to $4mm
- Fixed and ARMs
- Purchase up to 90% LTV
- Cash-Out up to 80% LTV
- DTI up to 55%
- 30 & 40 Year I/O
CreditWyse+
Imperfect Credit | Full Doc
- Minimum FICO 600
- Max Loan Amount is $3mm
- Purchase up to 85% LTV
- R&T/Cash-Out up to 80% LTV
- DTI up to 50%
- BK / FC / SS / DIL / Mod OK
- 1x30x12 / 0x60x12 OK
CreditWyse
Imperfect Credit | Alt Doc
- Minimum FICO 600
- Max Loan Amount is $3mm
- Purchase up to 85% LTV
- R&T/Cash-Out up to 80% LTV
- DTI up to 50%
- BK / FC / SS / DIL / Mod OK
- 1x30x12 / 0x60x12 OK
ForeignWyse
Foreign Investments Made Easy
- FICO Not Required
- Loans up to $2mm
- 15 & 30-Year Fixed
- 5/6 & 7/6 ARM
- Purchase/R&T up to 70% LTV
- Cash-Out up to 65% LTV
- Interest Only Available
AgencyWyse
Conventional Loans
- Minimum FICO 620
- Full Documentation
- Loans up to $726,200 or More Based on Location
- Up to 80% LTV
- Purchase/R&T or Cash-out
- All Occupancy Types
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